OWNER FINANCIAL SISTEAM
Owner Financing Throughout Texas
If you’re facing difficulties securing a conventional mortgage, our unique Third-Party Owner Financing Program can assist you in purchasing any home in Texas. All you need is a down payment, and you can buy with any credit and stated income at a fixed interest rate for up to 30 years.
How Our System Works
Typically, owner financing comes with certain limitations, such as balloon payments and prepayment penalties if you choose to refinance with a conventional lender in the future.
However, our system eliminates balloon payments, and your timely payments are regularly reported to credit bureaus, allowing you to rebuild your credit. Additionally, there are no prepayment penalties if you decide to pay off your loan before the scheduled amortization period.
Other advantages of buying owner-financed homes in Texas through our program include:
- Any credit score is acceptable
- Stated income
- No need to source or season funds
- No time on job requirements
- Self-employed individuals are welcome
- Foreign nationals are eligible
- Tax identification numbers are accepted
